WABASH CO.—An Olney woman has been taken to court in Wabash County for an alleged failure to pay on a loan she secured through an auto dealer there.
Court documents on file show that Amy Acord, 32, of South Adams Street in Olney, is under a Small Claims complaint filed by Credit Acceptance Corp of Southfield, Michigan, a high-risk financing group J. Wilderman Autoplex in Mt. Carmel uses to help finance vehicles for buyers who might have low or no credit.
The documents show that Acord entered into an agreement with Wilderman for purchase of a used vehicle on January 21, 2013, with first payment due on the white 2000 Nissan Pathfinder a month later.
The annual percentage rate on the interest of the vehicle payments was a high 18.49 percent; financed for 30 months, this made the $5,672 vehicle come to a total of $8,326.20 as a total sale price, at $237.54 per month.
Court documents filed by Credit Acceptance Corporation in Southfield indicate that Acord was alleged to have defaulted (stopped making payments) prior to November 2013, and left a balance owing of $3,023.45 from Nov. 18, 2013 forward.
As of press time, no action had been taken beyond the initial Nov. 13, 2014 filing.
Acord first came to the attention of readers in 2007 when she and a group of family and friends were involved in a drunken street brawl in front of The Fireside in Olney and five of them—Acord included—were charged in Richland County with Mob Action in which it was alleged they assaulted two cops; a charge that was later reduced to simple battery on a police officer.
She then was arrested, two years after being off probation for that offense, for felony Manufacturing or Delivery of Cannabis 30-500 grams, a charge that was reduced to Manufacturing or Delivery of 2.5 to 10 grams by prosecutor David Hyde in July 2011.
In that case, fines and fees were $1,695, of which $563 remains unpaid to this day nearly three and a half years later…which might explain Acord’s alleged difficulty in making payments on her J. Wilderman vehicle.